WELCOME -NRI FRIENDLY

Welcome to RTO India Help – Your One-Stop Guide for RTO Services (India & NRIs)

Are you confused about RTO work in India? Whether you're living in Mumbai, Delhi, or even abroad in the USA or UAE, RTO India Help is here to guide you through every RTO-related process.

✅ How to Apply for a Learner's Licence Online
✅ How to Transfer Vehicle Ownership (Bike/Car)
✅ How NRIs Can Renew or Reapply for Indian Driving Licence
✅ Auto Rickshaw Permit & Badge Guide (Mumbai)
✅ E-Challan Payment, Green Tax, HSRP, and More

🌍 Special Help for NRIs in 2025

Lost your Indian Driving Licence abroad? Need to renew it from the USA, UK, or Gulf countries? We provide complete online guidance, step-by-step process, and Parivahan portal support.

Read NRI Licence Guide

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Third-Party vs Comprehensive Insurance - RTO India Help

🚗 Third-Party vs Comprehensive Insurance – Full Guide

🔹 Third-Party Insurance

✅ Covers damage to another person, vehicle or property
❌ Doesn't cover your own vehicle or injuries
💰 Low premium (Fixed by IRDAI)
⚖️ Mandatory by law

🔹 Comprehensive Insurance

✅ Covers third-party + your vehicle damage
✅ Theft, fire, flood, natural disasters covered
❌ Doesn't cover drunk driving, expired policy, etc.
💰 Premium is higher but coverage is better

📊 Comparison Table

Feature	Third-Party	Comprehensive
Mandatory?	✅ Yes	❌ No
Own Vehicle Damage Cover	❌ No	✅ Yes
Theft/Natural Damage	❌ No	✅ Yes
Premium Cost	💰 Low	💰💰 Higher
Recommended For	Old/Low-Value Vehicles	New/High-Value Vehicles

📲 How to Check or Renew Online?

Visit: vahan.parivahan.gov.in and enter your vehicle number.

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Get regular RTO updates, insurance alerts and license info:

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🔗 Visit Blog: rtoindiahelp.blogspot.com

🚘 RTO INDIA HELP